🔒 Privacy Policy

Effective Date: [1/17/2026]

PARKSSAM.NET (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website or interact with us regarding Medicare, ACA (Affordable Care Act), or other health insurance products.

1. Information We Collect

We may collect the following types of information:

Personal Information: name, phone number, email address, date of birth, ZIP code

Insurance-related information you voluntarily provide for quote or enrollment purposes

Technical data such as IP address, browser type, and website usage (via cookies or analytics tools)

We do not collect sensitive personal information unless you voluntarily provide it for insurance-related services.

2. How We Use Your Information

Your information may be used to:

Provide insurance quotes and enrollment assistance

Contact you by phone, email, or text regarding your insurance inquiry

Comply with federal and state insurance regulations

Improve our website and customer service

3. Text Messages & Calls (Consent)

By submitting your information, you consent to receive calls and/or text messages from us, including automated or prerecorded messages, for insurance-related purposes.
Consent is not required to purchase insurance, and you may opt out at any time.

4. Information Sharing

We do not sell your personal information.
We may share information only with:

Licensed insurance carriers for quoting or enrollment

Government platforms such as CMS or HealthCare.gov, when required

Service providers who assist with compliance or operations

All sharing is limited to what is necessary and legally permitted.

5. Data Security

We take reasonable administrative and technical measures to protect your information. However, no system can be guaranteed 100% secure.

6. Your Rights

You may request to:

Access or update your information

Withdraw consent for communications

Request deletion of your information, subject to legal retention requirements

7. Disclaimer

We are a licensed insurance broker, not affiliated with or endorsed by the U.S. Government, Medicare, or CMS.

8. Changes to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page.

Contact:
📧 Email: [email protected]
📞 Phone: 928-493-2782

📄 Terms & Conditions

Effective Date: 1/17/2026

By accessing or using PARKSSAM.NET, you agree to the following Terms and Conditions.

1. No Insurance Guarantee

Information provided on this website is for educational and informational purposes only.
Insurance plans, benefits, premiums, and eligibility are determined by carriers and government programs, not guaranteed by us.

2. No Legal or Tax Advice

We do not provide legal or tax advice. Please consult a licensed professional for such matters.

3. User Responsibilities

You agree to provide accurate and truthful information when requesting quotes or assistance. Decisions made based on incorrect information are the user’s responsibility.

4. Medicare & ACA Disclaimer

Medicare plans are offered through Medicare-approved private insurers.

ACA plans are available through the federal or state marketplace.

Availability varies by location and eligibility.

5. Limitation of Liability

We are not liable for:

Coverage decisions made by insurance carriers or CMS

Website downtime or technical issues

Decisions made based on information from this site

6. Intellectual Property

All content on this website is owned by PARKSSAM.NET and may not be copied or reused without written permission.

7. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of updated terms.

8. Governing Law

These Terms are governed by the laws of the State of Arizona.