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Insurance,

Simplified.

Period.

When you understand the structure, the choice becomes clear. Select your path to start.

I do not sell insurance. I design understanding.

This page provides clear, structured guidance to help you choose between Medicare and Marketplace (ACA) education tracks.

Each path explains the rules, timelines, and practical steps so you can learn and compare options calmly.

Begin by selecting the type of coverage you are exploring. You will then follow a focused, step‑by‑step learning path that builds understanding of eligibility, enrollment periods, and key decision points.

Select an educational track

Read the descriptions below to identify which track aligns with your current coverage situation.

Medicare

Medicare: The System & Structure

Use this track if you are 65 or older or qualify due to disability; it provides structured modules on Original Medicare, Medicare Advantage, and Part D drug coverage.

Age 65+ (or approaching 65 within the next 12 months)
Already on Medicare and want to review options
Have questions about Parts A, B, C, and D
Comparing Medigap and Medicare Advantage structures

This track is organized into short, sequential modules covering basic terms, enrollment timing, cost structure, and plan types.

Begin Medicare Track

ACA Marketplace

ACA Health Insurance: Mechanics & Logic

Use this track if you are under 65 and not enrolled in Medicare; it explains eligibility, plan categories, and how financial assistance works through the ACA Marketplace.

Under 65 and need your own health coverage
Do not qualify for Medicare
Want to understand premium tax credits and cost sharing
Comparing metal levels (Bronze, Silver, Gold, Platinum)

This track is organized into modules on eligibility, plan categories, financial assistance, and how to evaluate plan details.

Begin ACA Track

Choosing a starting point

Use these questions to identify which informational track aligns with your eligibility and coverage needs. The goal is to guide your review rather than to finalize a decision now.

You may return later to review a different track as your eligibility or circumstances change; both tracks are available for comparison.

Question 1 — Age eligibility

Are you currently 65 or will you become 65 within the next 12 months?

If yes, begin with the Medicare track to review eligibility rules, enrollment periods, and the plan structures that apply at age 65.

If no, and you need individual or family coverage, begin with the ACA Marketplace track to examine plan types, eligibility criteria, and enrollment steps relevant to non‑Medicare coverage.

Question 2 — Current Medicare enrollment

Are you currently enrolled in any Medicare plan?

If yes, use the Medicare track to review your current coverage, compare plan formats, and confirm enrollment timelines and options.

If no, and you are not yet Medicare‑eligible, continue with the ACA Marketplace track and defer Medicare‑specific sections until eligibility is reached.

Overview of each track

Both tracks use the same principles: clear language, visual structure, and short segments.

The content is educational only and does not require you to choose a specific plan on this page.

Medicare track — structure and learning outcomes

Module 1 – Foundations: key terms and the Medicare framework; learners will map core program components.
Module 2 – Enrollment processes and timelines; learners will identify applicable enrollment windows and steps.
Module 3 – Component interactions: Parts A, B, C, and D; learners will explain how parts relate and allocate coverage.
Module 4 – Supplement versus alternative plans: Medigap and Medicare Advantage structures; learners will compare plan designs and typical benefit differences.
Module 5 – Cost structure: premiums, deductibles, and out-of-pocket limits; learners will analyze how these elements affect overall costs.

ACA track — structure and learning outcomes

Module 1 – Eligibility and household basics; learners will determine eligibility factors and household composition effects.
Module 2 – Plan categories and metal levels; learners will describe plan types and typical coverage patterns.
Module 3 – Financial assistance: premium tax credits and subsidies; learners will assess subsidy eligibility and its impact on premiums.
Module 4 – Networks and cost-sharing: deductibles and out-of-pocket limits; learners will evaluate network and cost implications for coverage.
Module 5 – Enrollment timing and qualifying life events; learners will identify enrollment periods and when life events change options.

Next steps and guidance

Choose the learning track that matches your situation and proceed through the modules at your own pace.

You may pause, return to this page, or switch tracks as needed.

Begin Medicare

Begin ACA

About PARKssam Min Park is a licensed insurance agent dedicated to simplifying Medicare and health insurance. I design understanding, not just policies.

Important Disclosures We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

PARKssam.net and Min Park are not connected with or endorsed by the United States government or the federal Medicare program.

Calling the number on this website will connect you to a licensed insurance agent.

Licensing Information Min Park | CA License #4183999 Licensed in: AZ, CA, NV, TX, MI, OH, NM, AL, FL, GA, MD, VA, OR, MO, CO, IL Affiliated with HealthMarkets Insurance Agency.